I offer flexible and transparent options for paying for therapy, including private pay, insurance, and superbills for out-of-network reimbursement.

Rates and Insurance

Invest in Yourself

Choosing therapy is a commitment to your growth, clarity, and stability. Many men spend years carrying stress and pressure alone, unsure how to create real change. Investing in yourself can help you understand what is weighing on you and build the life you want moving forward. You deserve support that strengthens your future, not just your present.

PAYMENT OPTIONS

Most people want to know two things right away as they look for therapy.

What does it cost, and what do I get for it.

I offer three payment pathways.

This page explains rates, insurance coverage, and payment options for men seeking online therapy across Ohio. You can pay privately (self pay), you can use insurance, or you can use a superbill to request out-of-network reimbursement. Each option works for different reasons, and I am here to help you understand which one fits you best.

PRIVATE PAY AND SELF PAY

Private pay allows for greater privacy, since no insurance claim is submitted unless you request a superbill. Many of the men I work with prefer to pay privately. It gives them more control over their care and keeps their therapy focused on the areas that matter most without insurance restrictions or requirements.

Private pay may be right for you if you want:

  • Maximum privacy with fewer outside parties involved

  • No diagnosis in your medical record unless you request it

  • Greater flexibility with scheduling and session focus

  • A simpler process without insurance paperwork

  • Treatment centered on your goals, not insurance requirements

Private pay creates a space that is fully yours. Many men describe it as an investment in clarity, stability, and long term personal growth. It is often chosen by men navigating major life transitions, career stress, burnout, fatherhood pressures, or identity shifts who want therapy to remain private and uncomplicated.

SELF PAY RATES

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Service Length Rate
Free Consultation 15 min $0
Initial Assessment and Planning Session 60 min $225
Focused Therapy Session 30 min $75
Standard Therapy Session 45 min $110
Extended Therapy Session 60 min $160

Payment is due at the time of service and can be made by debit card, credit card, HSA, or FSA. If you choose private pay and would like to seek out of network reimbursement, I will provide you with a superbill after each session - more on this below.

If you have questions about cost, coverage, or what option makes the most sense, feel free to reach out for a free consultation.

WHAT IS A SUPERBILL

Requesting reimbursement from your insurance plan

A superbill is a detailed invoice that I provide if you decide to pay privately but want to use your out of network benefits. It includes all the information your insurance company typically requires to process possible reimbursement.

A superbill includes:

  • Your name and identifying information

  • My name, credentials, NPI, and practice information

  • The date and type of service

  • The CPT code and diagnosis code

  • The exact amount you paid

Many PPO plans and employer sponsored plans offer out-of-network benefits. Every plan is different, so here is how to check your coverage.

How to check your out-of-network benefits

Call the number on the back of your insurance card and ask:

  1. Do I have out-of-network mental health coverage.

  2. What percentage does my plan reimburse for individual therapy.

  3. What is my out-of-network deductible and how much of it have I met.

  4. Do I need to submit a claim form along with the superbill.

  5. Where do I send the superbill and claim form.

After each session I will send you a superbill. You submit it to your insurance company and they handle the processing. Reimbursement is not guaranteed because it depends entirely on your plan, deductible, and benefit structure, but many men find this option affordable and straightforward.

USING INSURANCE

I accept insurance through Headway and SonderMind, who work with many major plans.

I accept the following insurance plans through Headway:

  • Aetna

  • Anthem Blue Cross and Blue Shield

  • Carelon Behavioral Health

  • Cigna

  • Horizon Blue Cross and Blue Shield of New Jersey

  • Independence Blue Cross Pennsylvania Virtual National Network

  • Quest Behavioral Health

Coming Soon Through Headway

  • United Healthcare Medicare Advantage

On the Waitlist Through Headway

  • Oscar Health

  • United Healthcare Commercial

  • Oxford

I accept the following insurance plans through SonderMind:

Major Plans

  • Aetna

  • Anthem Blue Cross and Blue Shield

  • Blue Cross Blue Shield

  • United Healthcare and Optum

  • Medical Mutual of Ohio

  • Paramount

  • The Health Plan

  • CareSource - Exchange

  • Cigna

Other Accepted Plans

  • Alliance Coal Group Health Plan

  • Centivo

  • ClaimDOC

  • Corporate Counseling Associates EAP

  • Decent

  • Headspace EAP

  • Imagine Health

  • OhioHealthy

  • Partners Direct

  • Prime Health

  • Sana Benefits

  • Unity Preferred

  • Velocity National Provider Network

  • Medicare

  • Medicare QMB

WHICH OPTION FITS YOU BEST

A simple guide to help you decide

Choose private pay if:

  • You want maximum privacy with no diagnosis on file

  • You prefer full control over your care

  • You want the flexibility to move at your pace

  • You value confidentiality and simplicity

Choose private pay plus superbill if:

  • You want privacy but also reimbursement

  • You have a PPO or out of network benefits

  • You prefer to choose your therapist without network restrictions

Choose insurance if:

  • You want the lowest out of pocket cost

  • You prefer direct billing without handling paperwork

  • You are already in a network listed above

PAYMENT METHODS

  • Debit cards

  • Credit cards

  • HSA card

  • FSA cards

  • Stripe

  • Link by Stripe

  • Digital wallet options available through Stripe

Learn more about my background and approach on the About page, explore Services offered through telehealth, or browse the Blog for articles on mental health. For common questions, visit the FAQ page or reach out directly through the Contact page.

Rates and Insurance for Men’s Online Therapy in Ohio - Q&A

Q: How much does online therapy cost in Ohio?
A: Online therapy in Ohio typically ranges from $110 to $180 per session depending on the therapist’s experience, specialty, and session length. My current self pay rate is listed clearly above so men know the cost before scheduling and can plan accordingly.

Q: Does insurance cover online therapy for men in Ohio?
A: Yes. Many insurance plans cover online therapy for men in Ohio. I am credentialed through Headway and SonderMind with several major insurance providers. Coverage depends on your specific plan, deductible, and benefits.

Q: Can I use insurance or private pay for online therapy?
A: Yes. Men can choose to use insurance, pay privately, or use a superbill for out of network reimbursement. Private pay therapy offers greater privacy and flexibility, while insurance can reduce out of pocket costs depending on coverage.

Q: What is a superbill for therapy and how does it work?
A: A superbill is a detailed receipt provided after private pay therapy sessions. Men can submit superbills to their insurance company to request out of network reimbursement if their plan allows it. Reimbursement depends on individual insurance benefits.